Bank of America Commercial Credit Underwriter I in Minneapolis, Minnesota

Job Description:

The Commercial Underwriter is responsible for underwriting and structuring of straightforward and complex credit transactions with minimal oversight from the CPO/CPM.

Responsibilities include:

  • Underwriting complex credit transactions with minimal oversight from the CPO and also approves credit transactions with some coaching from the CPO/CPM based on approval grid.

  • Leading the credit approval process with assistance from the CPM as needed for clients without CPO coverage and is an active participant with the CPO in credit approval process for complexclients/transactions.

  • Leading documentation and closing for straightforward credit transactions and has an active role with the CPO in documentation and closing for complex transactions.

  • Providing ongoing management and primary accountability for all monitoring and maintenance activities on an assigned portfolio, including a higher composition of complex client relationships.

  • Hold primary accountability for all monitoring and maintenance activities on an assigned client base primarily larger/complex client relationships.

  • Monitoring clients’ operating performance and financial condition to proactively identify issues and opportunities.

  • Deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements.

  • Provide ongoing coaching and support to other Credit Products team members


  • BS/BA degree

  • 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management

  • Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.

Posting Date : 10/19/2017

Location :

Minneapolis, MN, IDS CENTER, 80 S 8TH ST,

  • United States

Travel : Yes, 15% of the time

Full / Part-time : Full time

Hours Per Week : 40

Shift : 1st shift

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