Bank of America Credit Risk Manager, Technology, Aerospace, Defense & Engineering in San Francisco, California
The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale Credit.
Primary responsibilities include:
Primary account responsibility for a complex portfolio of Large Corporate clients including Technology, Aerospace & Defense, and Engineering & Construction companies.
Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.
Solid communication and presentation skills; team player with a positive attitude.
Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.
Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.
Develop and maintain strategic partnerships with Corporate Banking, Investment Banking, Global Markets and Treasury Management.
Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability
Independently assess, diligence and make justifiable credit recommendations.
Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients credit life cycle.
Participate in strategic projects to support business goals.
Informal management responsibility for Analysts and Associates on the team.
Responsible for driving portfolio asset quality and speed to market
7 - 10 years experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products
Able to soundly manage the portfolio and justify rationale for recommended transactions.
Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.
Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings
Requires effective communication style and ability to manage multiple priorities - must be a team player
Bank of America will consider for employment qualified applicants with criminal histories consistent with San Francisco ordinance 17-14 and federal law applicable to Bank of America.
Posting Date : 12/21/2016
Location : US-CA-San Francisco
Travel : Yes, 10% of the time
Full / Part-time : Full time
Hours Per Week : 40
Shift : 1st shift
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