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Job Details

Combined Insurance Company of America

Underwriter, Westchester Environmental (339980)

Chubb Associate - Westchester Renewal Center

Insurance Sales



Alpharetta, Georgia, United States

Chubb is the world’s largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

Who We Are

We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Working together, we are one Chubb. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values. We approach problems with a can-do attitude and are committed to developing deep relationships — all while moving quickly to meet client needs.

We are looking for those interested in a career that helps people mitigate risk and recover from the unexpected through insurance.

As the industry leader in Property & Casualty insurance, Chubb is an employer of choice for individuals aspiring to develop a meaningful career in a fast-paced, high performing company. We’re driving digital transformation in our business so opportunities abound. These are full-time positions and offer a compelling opportunity to join a global, growing, financially stable and successful company.

The Underwriter’s primary responsibility is to underwrite individual risks through a demonstration of the following skills and abilities:

- Fundamentals of coverage, terms and conditions. Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.

- Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.

- Financial proficiency. Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.

- Actuarial fundamentals. Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.

- Marketing and communications. Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.

- Systems and programs. Ability to use systems and software programs needed to conduct daily business.


Duties may include but are not limited to:

- Solicits new and renewal submissions from brokers

- Determines terms and conditions and complex rating plans

- Binds coverage

- Documents the underwriting files

- Handles more complex files and portfolios within underwriting authority

- Guides and mentors junior staff.


- 2-3 years underwriting experience

- Experience with multiple lines of insurance

- Bachelor’s degree


- Knowledge of insurance industry

- Knowledge of underwriting concepts, practices, and procedures

- Microsoft Word, Excel, and Outlook

- Internet usage

- Oral and written communication skills

- Negotiation skills

- Marketing skills

- Basic leadership skills.

- Underwriting experience in the areas of Contractor's Pollution Liability, Professional Liability, Commercial General Liability, Commercial Auto and Excess coverages

Chubb strives to offer a diverse and inclusive and rewarding work environment. Teamwork and mutual respect are central to how Chubb operates and we believe the best solutions draw upon diverse perspectives, experiences and skills. We operate in such a way where everyone, regardless of their singular background has the opportunity to contribute to our collective success.