Bank of America Approval Officer III - Small Business Lines and Loans in Tampa, Florida
The AO is responsible for underwriting and structuring of straightforward and complex credit transactions with minimal oversight from the CPAM/CPTL. The AO is able to underwrite complex credit transactions with minimal oversight and also approves credit transactions with minimal coaching from the CPTL/CPAM, considering their credit approval authority limits and utilizing independent judgment and discretion to approve loans. They deliver financial, industry, economic and other analysis used to recommend and approve loans. The AOs exercise their own single signature loan authority while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The AO will be called on to take on customer facing responsibilities in obtaining background and financial information, articulating the bank's position and negotiating more complex relationships. The AOs provide ongoing coaching and support to their sales partners and other Credit Products team members. They report to the Credit Products Approval Manager (CPAM) or Credit Products Team Leader (CPTL). General qualifications include: a BS/BA degree, 5+ years of solid experience in financial analysis, structuring, underwriting and portfolio management, strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring, and prior experience in a high volume production environment.
Required Skills :
5 years of Small Business loan Underwriting experience
Time management skills
Communication (both oral and written) and partnering skill
Ability to work on transactions without close supervision.
Ability to evaluate cash flow.
Proficient with PC applications including Microsoft office (Excel and Word);
Familiarity with banking regulations
Posting Date : 02/23/2018
Tampa, FL, CENTURY PARK, 1000 Century Park Dr,
Chicago, IL, 135 S LA SALLE ST (IL4135),
Saint Louis, MO, BANK OF AMERICA PLAZA, 800 MARKET ST,
- United States
Travel : No
Full / Part-time : Full time
Hours Per Week : 40
Shift : 1st shift
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